Creator sentiment
4 creators · 4 views · past 7 days
Updated October 20, 2026
The bull case
- +SoFi became the first national bank to go live with stablecoin settlement across Mastercard's network, a big overlooked shift in finance.
- +Stablecoin and blockchain settlement can make transactions instantaneous at a fraction of the cost, freeing up bank capital.
- +He expects the stock to surpass $20 per share over the next year, trading at 1.8x price-to-book.
- +Business is undervalued and performing well despite macro pressure.
- +Current price is in the main buying zone, under $14 per share.
- +Bought $1,000 at $14.78 as a long-term play with sustainable earnings power.
- +Higher interest rates have reduced the fair value of SoFi's loan portfolio and likely increased default rates, creating a difficult quarter but also a buying opportunity.
- +The lending business is booming, with Q2 2026 lending revenue up 63% year-over-year, and third-party demand for loans remains strong.
The bear case
Nothing notable in the past 7 days.
What StockTubers recently said
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SoFi became the first national bank to go live with stablecoin settlement across Mastercard's network, a big overlooked shift in finance. · Stablecoin and blockchain settlement can make transactions instantaneous at a fraction of the cost, freeing up bank capital. · He expects the stock to surpass $20 per share over the next year, trading at 1.8x price-to-book.
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Business is undervalued and performing well despite macro pressure. · Current price is in the main buying zone, under $14 per share.
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Bought $1,000 at $14.78 as a long-term play with sustainable earnings power.
